Part of CES Credit Union’s mission is being about to help and give back to the community.  One way we have started to do this is by investing in the future generations.  At CES we value education the future and hope to instill good financial practices that will go with them into their adult life.

Your credit score is important—too important to NOT take steps to improve it. Fortunately, there are some easy, actionable steps you can take to boost your score that will pay off big time in the future.

Did you know that there are 100 million Americans that are credit union members?  Almost half of those people are economically active adults.  So why are more and more people choosing to trust their money to credit unions over banks?

Not only is setting a budget important for your financial well-being, but also for peace of mind. Creating a budget can help you feel more in control of your finances and is an essential step in achieving your short or long term savings goals.

When planning for retirement, the earlier you can start saving and investing for your future, the better off you will be.  Compound interest helps increase the value of your money as time goes on and it stays in your retirement account.  However, even if you are late to start saving, there are ways that you can increase the amount you have saved.

Where do you see yourself 10 years from now?  Are you managing your own business?  Starting a family? Buying a new house?  Whatever is taking place in your life in 2027, it is important to set goals to get you there and help you continue to achieve long-term.  The following will provide you with steps to help you prioritize and create a financial plan to make your goals become a reality.

CES Credit Union partnered with the Lucy Knox Chapter of Daughters of the American Revolution (DAR), ROTC class at Knox County Career Center, Interchurch of Mount Vernon, and Interchurch of Danville over the past holiday season to make a difference in Knox County communities.

A HELOC, or home equity line of credit, is a great tool that allows homeowners to borrow against the equity they have built up in their home, and use the proceeds to help cover expenses.  The following article will answer some common questions associated with HELOCs and its uses.

Graduating college and earning a degree is certainly something worth celebrating.  Unfortunately, it isn’t always easy to celebrate right away when 70% of college graduates have substantial debt hanging over their heads.  The average college graduate takes on $40,000 of debt and 43% of graduated students in debt are either behind on their payments or simply not making them.  However, this debt usually is not coming from one loan and is rather coming from several loans that can vary in interest rate and payments.

What can you do to protect yourself from identity theft?  We have compiled a list of steps you can take to help ensure your personal information does not get placed in the wrong hands.