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Home Buying

Keeping your home secure

Home security options are ever-evolving and for good reason. People are always finding new ways to break-in and enter homes as well as stealing valuable items from your property. However, many people don’t begin to think about home security until something happens to them. Don’t fall victim to complacency. Read the following blog for a few different ways you can help secure your home from potential break-ins and property theft.

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Smart Spending

Why you should begin holiday shopping early

Fall hasn’t even taken full effect yet, but it’s never too early to start your holiday shopping! Here we have highlighted a few reasons why you should consider beginning your holiday shopping now, as opposed to procrastinating until the winter months.

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Saving & Budgeting

Is it the right time to refinance your home?

Is it the right time for you to consider refinancing? If you are able to gain a lower interest rate and potentially a shorter term, the short answer is … yes! Read our latest blog for tips and advice on refinancing your mortgage.

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Borrowing Money

What’s going on with the Automobile Market?

With prices rising among new and used cars, consumers are wondering what is leading to all of this? We wanted a clearer picture, so we sat down and talked with our Vice President/Chief Lending Officer, Tracy Morgan, get his thoughts on what has been going on within the auto industry.

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Community Involvement

CES Credit Union announces merger of Coshocton Federal Credit Union

Following a recent vote of the membership and with the approval from federal and state entities, the Coshocton Federal Credit Union merged into CES Credit Union as of July 1, 2021. Learn more about the merger here!

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Identity Protection

Mobile Scams are on the Rise!

Scammers are always finding new ways to extort money from unsuspecting victims; and utilizing mobile devices as a primary method for this type of criminal activity continues to take center stage. Read about the latest methods scammers are using and learn how you can avoid becoming a victim!

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Smart Spending

Socially Distanced Summer Vacation Ideas

Life is beginning to get back to normal and it’s probably been a little while since you have had the opportunity to experience a traditional vacation. While more people are planning vacations this year, there are still plenty of precautions you should consider when planning your vacation. If you are uncomfortable flying and visiting crowded airports, then take a look at the following vacation ideas that will help you maintain a social distance and also attain a much needed getaway!

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Smart Spending

Smart and Efficient Ways to Utilize your Stimulus Check

If you received a stimulus check and have no costs or payments of a high priority, consider the ideas in this blog to wisely allocate and spend your stimulus check.

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Financial Planning

When will you get your tax return? Use these tools to find out!

Tax season isn’t the most exciting time of the year, but for some this will mean a tax return could be on the way! If you’re expecting a tax return, avoid constantly checking your bank account and check out the tools in this blog to track your refund and determine when you’re most likely to receive it.

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Borrowing Money

Finding the right car for you

There are many factors to take into consideration when finding the right car for you and your family. It can be a struggle but, with the right priorities, finding a car that meets your needs can be simpler than you think. In the following blog, we have highlighted a couple important factors to consider when buying a new car!

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Saving & Budgeting

Tips for saving for your children’s college education

It’s no secret that saving for a child’s education is no simple task. There are plenty of bills that you have to pay before even thinking about stashing a little extra money away for a college fund. However, taking some action is better than taking no action at all!

In this blog, we have outlined a few different ways to begin thinking about saving for your child’s future and education.

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Community Involvement

Giving Back this Holiday Season

2020 has been a rough year on many people and there is no shortage of people needing assistance. If you have had a good year financially, we highly encourage you to consider donating to local programs in your community.

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