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Auto Loans

The road to your new ride starts here at CES! Luxury or Necessity? No matter how you view your ride, we’ll make sure you see savings. With our competitive loan rates and terms, there’s a good chance you’ll find a financing option that fits your lifestyle.

More Than Your Typical Vehicle Loan

CES has no pre-payment penalties, mileage or year restrictions. Even classic cars are able to be financed with us!

And CES does more than just cars, all titled vehicles are accepted, including boats, RV’s, Motorcycles and ATV’s can qualify for a CES loan!

Refinance with CES

CES Credit Union will also refinance your auto/vehicle loan currently financed elsewhere, like a bank or finance company. You can keep the car, yet possibly lower your payment, rate and/or term, maybe all three. We will honestly review your situation, so you can make an educated decision that benefits you.

Ask for a Pre-Approval

Need a Pre-approval? No problem! Pre-approvals are available to help ease your mind knowing you’re making the best financial decision. Just stop in to one of our service centers to get started, or, if you are already a member, apply online though our online banking system.


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CES’s Dealer Direct Program

CES Credit Union knows that convenience is a top priority for our members. We also know that a lot of time and research goes into finding the perfect vehicle just for you. That’s why you can now receive CES financing on your new vehicle without leaving the dealership!

CES’s Dealer Direct Program allows you to apply for your loan and receive the same great rates you’d receive at any CES location. All you have to do is let the dealer know that you would like to use YOUR hometown CES Credit Union for your financing and most vehicle loans can be finalized on-site. CES Credit Union will give you and the dealer the service you expect (and deserve).   

You can currently receive CES financing at these participating dealers:
Bill Harris GM (Chevrolet, Buick)  Ashland, OH
Bill Harris Chrysler, Dodge, Jeep, RAM Ashland, OH
Jeff Drennen Ford & Jeff Drennen CDJR 
(Chrysler, Dodge Jeep, RAM)
Coshocton, OH
Weekley Chrysler, Dodge, Jeep, RAM Butler, OH
Byers Toyota Delaware, OH
Byers Ford Delaware, OH
Chesrown Pontiac Buick GMC Delaware, OH
Performance Chrysler, Dodge, Jeep Ram Delaware, OH
Fredericktown Chevrolet Fredericktown, OH
Donley Ford of Galion Galion, OH
Coughlin Hyundai Heath, OH
Coughlin Toyota Heath, OH
Coughlin Nissan Heath, OH
Huber Automotive Heath, OH
John Hinderer Honda | John Hinderer CDJR 
(Chrysler, Dodge, Jeep, RAM)
Heath, OH
Lash Chevrolet Johnstown, OH
Bill Harris Ford (fka Cal Hans Ford)  Loudonville, OH
Graham Chevrolet | Graham Ford Mansfield, OH
Millersburg GM (Chevrolet, Buick, GMC) Millersburg, OH
Mathews East Hyundai Marion, OH
A+ Autobrokers Mount Vernon, OH
Donley Ford Lincoln of Mount Vernon Mount Vernon, OH
Mount Vernon GM / Chevrolet, Buick & GMC Mount Vernon, OH
Mid Ohio Powersports Mount Vernon, OH
Coughlin Kia Newark, OH
Coughlin Chevrolet Newark, OH
Coughlin Ford of Heath Newark/Heath, OH
Coughlin Ford of Pataskala Pataskala, OH
Liberty Chrysler, Jeep, Dodge, RAM Pataskala, OH (New Albany) 

We are working to add additional dealers to this program in the near future. Be sure to check back frequently to view the updated list. Please give us a call if you do not see the dealership you are working with listed above.

All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.