The road to your new ride starts here at CES!  No matter what you choose for your vehicle, from truck to car to SUV, we’ll make sure you see the best financing options available, with your savings in mind. With our competitive loan rates and terms, there’s a good chance you’ll find a financing option that fits your lifestyle.

Switch and Save with CES Credit Union!

Get an additional discount off our best rates when you bring your bank loan over to CES.

You’ll see real savings on your current auto, boat, RV, motorcycle, or powersport loan when you refinance your bank loan with us. We will work to lower your rate or payment and save you money and hassle.

With a lower rate, you'll have more spending power to make 2025 a great year for you and your family.

Why choose CES Credit Union?
We are so confident we offer among the very best rates in the region, we never add a burdensome early prepayment penalty to keep you locked into a loan! As a not-for-profit credit union, CES Credit Union is focused on keeping our interest rates low and the terms favorable to benefit you, our members. Contact us today to find out why we're one of the top credit unions in this region!

APPLY NOW

This is a limited time offer, effective March 1, 2025 through May 31, 2025. Your individual rate will be determined by your actual credit score and the loan term you select. A .25% discount will be offered on the lowest rate you qualify for.  Rates and terms are subject to change without notice.  Approval is based upon your credit qualifications and credit union policies. Federally insured by the NCUA.

 

More Than Your Typical Vehicle Loan

CES has no pre-payment penalties, and no mileage or year restrictions. Even classic cars are able to be financed with us! (Yes, we are so confident you'll get the best financing options here at CES, we don't tie you down with costly prepayment penalties on our loans.)

And CES finances more than just automobiles. All titled vehicles are accepted, including boats, RV’s, Campers, Motorcycles, Side-by-Sides, and ATV’s.

Ask for a Pre-Approval

Need a Pre-approval? No problem! Pre-approvals are available to help ease your mind knowing you’re making the best financial decision. Just stop in to one of our service centers to get started or apply online!

Apply Now

CES’s Dealer Direct Program

CES Credit Union knows that convenience is a top priority for our members. We also know that a lot of time and research goes into finding the perfect vehicle just for you. That’s why you can now receive CES financing on your new vehicle without leaving the dealership!

CES’s Dealer Direct Program allows you to apply for your loan and receive the same great rates you’d receive at any CES location. All you have to do is let the dealer know that you would like to use YOUR hometown CES Credit Union for your financing and most vehicle loans can be finalized on-site. CES Credit Union will give you and the dealer the service you expect (and deserve).   

You can currently receive CES financing at these participating dealers:

Dealer Name	Location
Bill Harris GM (Chevrolet, Buick)	Ashland, OH
Bill Harris Chrysler, Dodge, Jeep, RAM	Ashland, OH
Jeff Drennen Ford & Jeff Drennen CDJR  (Chrysler, Dodge Jeep, RAM)	Coshocton, OH
Weekley Chrysler, Dodge, Jeep, RAM	Butler, OH
Byers Toyota	Delaware, OH
Byers Ford	Delaware, OH
Performance Chrysler, Dodge, Jeep Ram	Delaware, OH
Fredericktown Chevrolet	Fredericktown, OH (SR 13 @ SR 95)
Donley Ford of Galion	Galion, OH
Coughlin Hyundai	Heath, OH
Coughlin Toyota	Heath, OH
Coughlin Nissan	Heath, OH
Huber Automotive	Heath, OH
John Hinderer Honda | John Hinderer CDJR  (Chrysler, Dodge, Jeep, RAM)	Heath, OH (SR 79)
Lash Chevrolet	Johnstown, OH (US 62)
Bill Harris Ford	Loudonville, OH (SR 3)
Graham Chevrolet | Graham Ford	Mansfield, OH
Millersburg GM (Chevrolet, Buick, GMC)	Millersburg, OH (SR 39)
Mathews CDJR of Mount Vernon (Chrysler, Dodge, Jeep, Ram)	Mount Vernon, OH
Mathews East Hyundai	Marion, OH (SR 95)
A+ Autobrokers	Mount Vernon, OH
Donley Ford Lincoln of Mount Vernon	Mount Vernon, OH
Mount Vernon GM / Chevrolet, Buick & GMC	Mount Vernon, OH
Mid Ohio Powersports	Mount Vernon, OH
Coughlin Kia	Newark, OH (SR 13 @ N. 21st St.)
Coughlin Chevrolet	Newark, OH (SR 13 at N. 21st St.)
Coughlin Ford of Heath  Coughlin Ford Pataskala	Newark/Heath, OH (SR 79) Pataskala, OH (SR 161 @ SR 310)
Valley ATV	Danville (Loudonville), OH
Liberty Chrysler, Jeep, Dodge, RAM	Pataskala, OH (New Albany)

We are working to add additional dealers to this program in the near future. Be sure to check back frequently to view the updated list. Please give us a call if you do not see the dealership you are working with listed above.

All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.