This upgraded Checking Account gives you not only power to control your finances, but also options to save and protect your money - plus extra convenience you might not expect! Of course, we keep everything easy-to-understand so you don’t have to worry about minimum balances.

Your benefits include:

Cell Phone Protection

Pay your cell phone bill with your CES Elite Checking account and be reimbursed for covered damage/theft.

ID Theft Aid

Includes personal identity theft benefit, payment card fraud resolution, identity restoration, credit and identity monitoring, score tracker, and score simulator. Reimbursed for covered protection & service.

Buyer’s Protection and Extended Warranty

Items are protected for up to $2500 per item if theft or accidental breakage occurs for covered purchases.

Billshark

Let our team of experts negotiate your internet, TV, cell phone and home security services on your behalf, or cancel subscriptions you no longer want or need.

Shop Local, Save Local

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Bonus Rates on Your CoinStash Accounts

Earn an even higher rate on this Savings Account

Accidental Death Coverage

Peace of mind for the unexpected for covered accidents in a common carrier or private passenger in an auto.

Roadside Assistance

Provides roadside assistance 24/7, up to $80 in covered service charges include towing, battery service, lock assistance & more.

Health Savings Card

Save money on Prescriptions, eye exams, frames, lenses and hearing devices.

Get Started

Additional Benefits for this account:

• No Minimum Balance or Transaction Limits
• VISA Debit Card is available
• Direct Deposit
• Online Banking
• Mobile Banking App - Download on the Apple App Store or Google Play
• Bill Pay features where you control the amounts and timing of bill payment, and no monthly fee**
• E-Alerts with no fee. You set the parameters, frequency and delivery method- email, text or both. ***  (This is a great tool to monitor what items are posting to your account.)
• Account Access at more than 5,000 Shared Branching Locations
• Access to 5,000+ Surcharge-free ATMs Nationwide on the Alliance One ATM Network
• Overdraft Protection (savings account, courtesy pay, or line of credit*)
• Monthly Statements (E-statements or Paper, your choice - and with no additional fee)
• Earns Dividends

The Essential Checking Account comes with extra perks. We keep everything easy-to-understand so you don’t have to worry about minimum balances and monthly fees.

Benefits include:

• No Minimum Balance or Transaction Limits
• VISA Debit Card
• Direct Deposit
• Online Banking
• Mobile Banking App - Download on the Apple App Store or Google Play
• Bill Pay features where you control the amounts and timing of bill payment, and no monthly fee**
• E-Alerts with no fee. You set the parameters, frequency and delivery method- email, text or both. ***  (This is a great tool to monitor what items are posting to your account.)
• Account Access at more than 5,000 Shared Branching Locations
• Access to 5,000+ Surcharge-free ATMs Nationwide on the Alliance One ATM Network
• Overdraft Protection (savings account, courtesy pay, or line of credit*)
• Monthly Statements (E-statements or Paper, your choice - and with no additional fee)
• Earns Dividends

Get Started

* Courtesy Pay and line of credit are subject to credit qualifications. ** No Bill Pay fee for regular users. Infrequent use (less than 1 items every month) may result in a small monthly fee. *** Your wireless carrier's standard messaging rates apply.