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Pros and Cons of Consolidating Student Loans

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Graduating college and earning a degree is certainly something worth celebrating.  Unfortunately, it isn’t always easy to celebrate right away when 70% of college graduates have substantial debt hanging over their heads.  The average college graduate takes on $40,000 of debt and 43% of graduated students in debt are either behind on their payments or simply not making them.  However, this debt usually is not coming from one loan and is rather coming from several loans that can vary in interest rate and payments.

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