Your credit score has a significant impact on your financial freedom as you begin to try to achieve some of those life goals, such as car and home ownership. Having a good credit score can lead to better rates on car and homeowners insurance and will establish you as a trusted borrower that will allow lender to trust you as a borrower.

But what if you haven’t established a good credit score yet or need to improve your credit score? Luckily, there are ways to do both. In this blog, we have highlighted the factors you need to know when it comes to your credit score.

When used correctly, a credit card will positively influence your financial future and improve your credit score. However, there are plenty of pitfalls to using credit cards if you do not manage them responsibly! Understanding how credit works can be difficult, so make sure you understand credit and debt and how it relates to your finances. In the following blog, we have outlined 5 tips to take into consideration.

We all know that maintaining a good credit score is vital when it comes to purchasing a home or new car, so it’s time to take your credit score seriously! In this post, we have outlined some simple steps you can take to improving your credit score.

Many people have credit cards, but how many truly understand their credit card and how to use it effectively? Take a look at our latest blog for some of the more commonly asked questions about credit and credit cards!

From the news, to financial applications, and even from friends and family—we all have heard about the importance of a good credit score, but what makes a credit score “good” and what can you do to obtain and preserve a good score?

How financially literate are you? Do you have the skills and knowledge to spend money wisely, save for emergencies, use credit cards sensibly, and protect your identity from being stolen?

This short quiz will help you test your financial literacy to see where you need to focus to improve your financial future.

It's a frustrating contradiction: You can't qualify for credit without a credit history—and you can't build a credit history without borrowing.

Borrowing is the most common way to build a credit history, but it's not your only option. Use these tactics to demonstrate to borrowers that you're a reliable credit risk:

Your credit score is important—too important to NOT take steps to improve it. Fortunately, there are some easy, actionable steps you can take to boost your score that will pay off big time in the future.