With prices rising among new and used cars, consumers are wondering what is leading to all of this? We wanted a clearer picture, so we sat down and talked with our Vice President/Chief Lending Officer, Tracy Morgan, get his thoughts on what has been going on within the auto industry.

There are many factors to take into consideration when finding the right car for you and your family. It can be a struggle but, with the right priorities, finding a car that meets your needs can be simpler than you think. In the following blog, we have highlighted a couple important factors to consider when buying a new car!

In the following blog, we have outlined a few factors that might indicate when it’s the right time to think about refinancing. Review these factors and move towards reducing those pesky monthly payments and save some money!

Getting a loan with a payday lender could send you down a deep hole that may take years to get out of.

Here’s how payday lenders catch and hold consumers:

Are you thinking about how you're going to pay for your first car? You could get it:

* As a gift or hand-me-down within your family
* With cash you earned from your job
* With an interest-free loan from your parents

But what if none of these options are open to you? You could get a loan. Here's how:

What's a certified pre-owned vehicle? Factory-trained technicians thoroughly inspect and recondition a slightly used vehicle to meet manufacturer specifications. When the vehicle is up to snuff, it's certified as an automobile worthy of many of the same assurances that auto makers put on new cars, with manufacturer warranties lasting anywhere from three months to seven years.

There are many different types of loans. So many, in fact, you may actually be overwhelmed. First, it is important to understand what credit unions look for and require when lending and then understand what options credit unions may have to meet your financial needs.

A HELOC, or home equity line of credit, is a great tool that allows homeowners to borrow against the equity they have built up in their home, and use the proceeds to help cover expenses.  The following article will answer some common questions associated with HELOCs and its uses.