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Finding the right car for you


There are many factors to take into consideration when finding the right car for you and your family. It can be a struggle but, with the right priorities, finding a car that meets your needs can be simpler than you think. In the following blog, we have highlighted a couple important factors to consider when buying a new car. Hopefully these tips will help set you on the right track!

1. Outline your biggest needs

There are a lot of cars that we all “want”, but making sure that the car you are looking to buy meets your needs is a whole different conversation. As you’re beginning the process of buying a new car, take a moment to sit down and outline the most important needs you car purchase needs to meet. Determine if you are looking for plenty of passenger space, gas mileage, cargo room or any number of other needs. This will help you filter down your options.

2. Establish your budget

Once you have narrowed down your car options based on your needs, take a look into what you can reasonably afford to help add clarity to your decision. Finding the perfect mix of necessity and affordability is vital to making the right car purchase.

3. Get pre-financed

Identifying your credit score and working with your local credit union to get pre-financed on a car purchase is a great next step! Once you have worked with a lender, get the quote in writing. This can be used as a solid negotiation tool when you go into a car dealership to make your purchase.

4. Take it for a test drive

Dealerships will often let you take the car out for a quick test drive. Take this time to get a feel for the car and make sure that it meets your standards in comfort and in performance. Also, take a look at all the features on the dashboard and console and make sure you understand how everything works. Use this time to make the final determination if this is the right car for you.

If you have any questions during the car buying process or are curious where you can get the best loan possible on a new vehicle, stop in and speak with one of our helpful lenders! We will do our best to make sure you get in the right vehicle at a reasonable rate. Happy shopping!

*Loans subject to credit qualifications

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