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Auto Loans

The road to your new ride starts here at CES! Luxury or Necessity? No matter how you view your ride, we’ll make sure you see savings. With our competitive loan rates and terms, there’s a good chance you’ll find a financing option that fits your lifestyle.

Need a lift this season? Would you like to Skip-a-Pay?

Ask any CES Credit Union employee for information about this option for your December or January loan payment for qualifying CES Credit Union loans.

$50 processing fee applies. Available on eligible auto & personal installment loans. For additional conditions, please see any associate at your nearest CES Credit Union location.

More Than Your Typical Auto Loan
CES has no pre-payment penalties, mileage or year restrictions. Even classic cars are able to be financed with us! And CES does more than just cars, all titled vehicles are accepted, including boats, RV’s, Motorcycles and ATV’s can qualify for a CES auto loan!

Refinance with CES
CES Credit Union will also refinance your auto/vehicle loan currently financed elsewhere, like a bank or finance company. You can keep the car, yet possibly lower your payment, rate and/or term, maybe all three. We will honestly review your situation, so you can make an educated decision that benefits you.

Ask for a Pre-approval
Need a Pre-approval? No problem! Pre-approvals are available to help ease your mind knowing you’re making the best financial decision. Just stop in to one of our service centers to get started, or, if you are already a member, apply online though our online banking system.

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CES’s Dealer Direct Program

CES Credit Union knows that convenience is a top priority for our members. We also know that a lot of time and research goes into finding the perfect vehicle just for you. That’s why you can now receive CES financing on your new vehical without leaving the dealership! CES’s Dealer Direct Program allows you to apply for your loan and receive the same great rates you’d receive at any CES location. All you have to do is let the dealer know that you would like to receive CES Credit Union financing and most loans can be finalized on-site.

You can currently receive CES financing at these participating dealers:
Bill Harris Auto Center Ashland, OH
Bill Harris Chrysler, Dodge, Jeep, RAM Ashland, OH
Mathews Chevrolet Bucyrus, OH
Weekley Chrysler, Dodge, Jeep, RAM Butler, OH
Byers Toyota Delaware, OH
Byers Ford Lincoln Mercury Delaware, OH
Chesrown Pontiac Buick GMC Delaware, OH
Performance Chrysler, Dodge, Jeep Ram Delaware, OH
Fredericktown Chevrolet Fredericktown, OH
Donley Ford of Galion Galion, OH
Coughlin Hyundai Heath, OH
Coughlin Toyota Heath, OH
Coughlin Nissan Heath, OH
Huber Automotive Heath, OH
John Hinderer Honda Heath, OH
LASH Chevrolet Johnstown, OH
Cal Hans Ford Loudonville, OH
Graham Chevrolet Mansfield, OH
Graham Ford Mansfield, OH
Marion Auto Sales Marion, OH
A+ Autobrokers Mount Vernon, OH
Donley Ford Lincoln Mercury Mount Vernon, OH
Mathews Chrysler, Dodge, Jeep, Ram Mount Vernon, OH
Mount Vernon GM Mount Vernon, OH
Mid Ohio Suzuki Mount Vernon, OH
Coughlin Kia Newark, OH
Coughlin Chevrolet Newark, OH
Mathews Ford Newark, OH
Coughlin Automotive Pataskala, OH
Liberty Chrysler, Jeep, Dodge, RAM Pataskala, OH

We are working to add additional dealers to this program in the near future. Be sure to check back frequently to view the updated list. Please give us a call if you do not see the dealership you are working with listed above.

All loans subject to approval based upon creditworthiness, qualifications and collateral conditions.