Monthly Activity or Service Charge |
$0 for Personal, Club & Organizational Accounts
$8 for Business Checking Accounts
$150 for defined Money Service Business
|
Savings Low Balance Fee: CES requires a minimum of $5 balance in your savings (share) at all times to maintain access to credit union benefits. |
$3 per month. Fee will be waived if your account maintains an average daily balance of $330 or more, open a checking account, become a VISA credit card holder, or have an open loan or line of credit with CES. |
Online Bill Pay Fee |
$3 per month after 45 days of non-use. Fee waived if service is used monthly. |
Insufficient Funds/Courtesy Pay Fee: CES pays an item when your account does not have enough money
Returned Item Fee: CES returns an item when your account does not have enough money |
$29 for each item. Fee's are assessed at time of transaction and are based on available balance in account. |
Checking Overdraft Loan Transfer Fee |
$5 per item |
Funds Transfer by Telephone with Staff Assistance |
$1 per occurrence |
Stop Payment Check: You request CES to stop payment of a check. |
$20 for one check.
$30 for a series of two or more checks.
FREE if member initiates and places the hold using Online Banking (ACCESS Online) or Telephone Banking (ACCESS CU). |
Stop Payment ACH: You request CES to stop payment of an ACH item. |
$20 per item |
Money Market Over Limit Withdrawal Fee |
$25 per occurrence |
Deposited Item Returned or Cashed Check Returned: You deposited or cashed an item that has been returned unpaid |
$5 per item
Example: You deposit a check from someone who didn't have enough money in his/her account. The amount of the deposit will be subtracted from your balance and you will be charged the Deposited Item Returned Fee. |