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Home Equity Line of Credit (HELOC)

Put your home to work for you. Your big ideas deserve small rates; with a HELOC from CES anything is possible. You only pay interest on the money drawn from your line, and your payments are based accordingly. We’ve made it easy to access your funds, by online transfer or checks. A HELOC is a great tool that allows you to borrow against the equity you have built up in your home, and use the proceeds to help you make the most of life!

  • Home Improvement
  • Loan Consolidation
  • College Education
  • Emergency Funds

Below are the documents you'll need to assist in closing your HELOC promptly:

Residential Mortgages:

  • Paystubs (Last 30 days)
  • W-2s (Last 2 years)
  • Tax Returns (Last 2 years)
  • Bank Statements (Last 3 months)
  • Mortgage Statement
  • Stocks, Bonds, 401ks, IRAs
  • Other Real Estate (tax and insurance information)

For Refinancing Also Add:

  • Homeowners Insurance Policy

If Applicable:

  • Bankruptcy Discharge
  • Separation or Divorce Decrees