Is my IRA properly invested? Will I have enough money for my kid's college? Do I have enough life insurance? How will I pay for long term care? What about my 401K?

They say "the one thing that will never change is there will always be change." And when any change occurs in life, it is prudent to review your standing financially.

Steve Franko can now assist CES Credit Union members with advice on some of the most important financial decisions in life. Whether it is investment planning for retirement or college savings, or protecting your family with life insurance or long-term care insurance, Steve has the experience and resources to meet your goals and protect your family.

Call Steve Franko for a free, no-obligation consultation at (740) 397-1136 ext 122, email him at or meet him at any of our Service Centers upon request.

Not NCUA or NCUSIF insured. May lose value. No credit union guarantee.

Securities offered through Independence Capital Company, Inc., 5579 Pearl Road, Suite 100, Cleveland, OH 44129, Phone (440) 888-7000. CES Credit Union, Inc. and Independence Capital Company, Inc. are both individual owned and operated.