• Information we receive from you on membership and loan applications and other forms; and
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We are committed to providing you with competitive products and services designed to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Each of these companies have been approved by the credit union's board of directors, and are not permitted to sell the information we provide to them to any third parties. CES Credit Union does not sell member information. 

We may disclose all of the information we collect as described above to other financial service providers with whom we have joint marketing agreements.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions, or protect the security of our financial records.

If you terminate your membership with CES Credit Union, Inc., we will not share information we have collected about you, except as permitted by law.

CES Credit Union, Inc. restricts access to nonpublic personal information about you to those employees who have a specific business purpose for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain electronic and physical safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

CES Credit Union, Inc. Internet Privacy Policy

CES Credit Union, Inc. uses site security software programs to monitor network traffic and detect any unauthorized efforts to upload or change information or to cause damage.

CES Credit Union collects site management information for statistical purposes only to create summary statistics. These summary statistics are used for the purpose of assessing what information is more interesting  or less interesting, determining best design and technical specifications, monitoring system performance and detecting any problem areas. In addition, we do not monitor your Internet activity. No information which would identify you personally is collected or used for any of these purposes.

If you send us any information voluntarily from one of our web forms, we will collect and use the information to respond or act on your request, and may store these requests to provide us with information for possible future improvements to our web site. CESCU never sells member information or creates individual profiles with the information you provide.

Adopted, CES Credit Union Inc. Board of Directors, Dec. 20, 2000